I saw the world heal, burn and go backward in time. There is progress all around us, but at the same time, challenges persist that we’ve been discussing for decades, both in the advisory business and in the broader world. ...

If you’re considering selling your practice or firm to another advisory firm, think twice before agreeing to any long-term earnouts. An earnout is an incentive for an acquired firm to deliver on some agreed-upon result. Some earnouts are straightforward, such ...

Many young adults are packing up and leaving their college towns for good, while a new set of students are just starting their undergraduate or graduate school journey. Every one of these students enters a financial reality that many older ...

In a recent blog post, I explained why every app is about to become a financial services company. Consumer businesses are about to start adding traditional financial services functions like savings, lending, insurance, investing and planning to their apps. There ...

Investing in a new climate is not about doom and gloom, but about adapting to change. We need to think about a new normal. This new normal has to do with a changing climate, but not solely the meteorological climate. ...

For many advisers, service models took a big hit during the pandemic. People started working remotely with little or no advanced notice, and some advisers were slow to transition to a technology framework for meetings, onboarding and communication. If this ...

Investors and financial advisers are very likely to have ETFs in their investment portfolios. They serve as an investment similar to stocks as the value fluctuates each day. Exchange-traded funds tend to hold stocks, bonds, commodities and even currencies. This ...

This year’s Olympics were incredible, showcasing the world’s top competitors as a bright light following an incredibly difficult year. There were displays of kindness, such as U.S. swimmer Caeleb Dressel sharing his gold medal with fellow relay team member Brooks ...

After nearly 30 years of advising for a fast-growing firm, I long ago learned that one of the very best ways to organically increase assets under management was to treat clients as I would my dearest friends. That’s because not ...

For this debut of my goRIA column, I want to explore exactly why there seems to be a tidal wave of advisers leaving the broker-dealer world to join or start an RIA. If you are an adviser, you are either ...