Financial wellness has been a hot topic among employers in recent years as companies try to shield their workers from the distraction caused by financial stress by providing them with information and services around retirement savings, health care costs and ...

ESG funds account for only a sliver of assets held in public defined-contribution retirement plans — but when they’re included in plans, they are used frequently by younger workers with small account balances, according to EBRI. More than 40% of ...

Having a program of loan insurance in place for defined benefit plan participants who borrow from their plans could dramatically increase the security of the nation’s retirement programs, says a study from the Employee Benefit Research Institute. “The impact of ...

Owners of health savings accounts appear to be using the accounts primarily to cover their current expenses rather than fully taking advantage of the accounts’ tax preference by contributing the maximum or maintaining HSA balances for retirement health care expenses. ...

Assets in target-date funds accounted for 27% of 401(k) plan assets at the end of 2018, according to an analysis of a database compiled by the Employee Benefit Research Institute and the Investment Company Institute. The study found that at ...

When retirees roll over assets from a 401(k) to an individual retirement account, 75% reduce their equity exposure, according to research from J.P. Morgan Asset Management and the Employee Benefit Research Institute. The research, based on data EBRI collected and ...

More than 30 leading voices in the U.S. retirement industry released a letter Wednesday urging President Joseph Biden to issue an executive order to create a standing interagency task force on retirement security. “The proverbial three-legged retirement stool is shakier ...