J.P. Morgan Asset Management Monday released the 10th edition of its annual Guide to Retirement, which analyzes the most significant issues impacting retirement to help investors and their advisers make informed decisions and take actions to achieve a comfortable retirement. “Retirement ...

It’s a scary time for many people to be thinking about retirement, and not only because of an ongoing pandemic that has radically changed our daily lives. Along with that, inflation is a potential threat to retirees living on fixed ...

If there’s one financial buzzword phrase that has dominated all others in the 401(k) world over the past several years, it might be “financial wellness.” Employers like the concept because it has the potential to help their workers improve their ...

One of the most difficult — and essential — duties of a financial adviser is to help a client cope with the death of a spouse. Among the myriad financial decisions that a new widow or widower must make is ...

A forthcoming PEP from National Professional Planning Group, Lincoln Financial and Morningstar Investment Management will have the distinction of providing in-plan guaranteed income, the companies announced Thursday. Lifetime income, particularly as part of a plan’s qualified default investment option, is ...

The percentage of retirees who don’t have enough income to get by is projected to increase by 73% before the end of the century, barring major reforms to Social Security and changes to work and savings habits. That is according ...

The Social Security trust funds, created to help pay future retirement benefits when payroll tax revenue alone is no longer sufficient, will run dry in 2034, one year sooner than previously predicted, as a result of the economic fallout from ...

With gray divorce on the rise among American couples who are 50 and older, it’s important for financial advisers to be aware of the complicated Social Security rules regarding claiming options for ex-spouses and surviving ex-spouses. One reader recently asked ...

“Can they be billed on in an AUM fee model?”“Does using them undermine my value proposition to my clients?”“Can I be a fiduciary if I don’t consider them?” If you’re a registered investment adviser currently deliberating about one of the ...

Market risk and longevity risk continue to be the top concerns for retirement plan participants, according to a study by American Century Investments. While about two-thirds of participants say they know how much to withdraw for living expenses, about 40% ...