If a client has 15 or 20 years to reach their investment goal, no worries about the market’s ups and downs, right? Here’s some background to think about. Bad things happen from time to time. Over the last 50 years ...

Riskalyze, an Auburn, California-based fintech that provides risk assessment and portfolio analytics, and Altruist, a Venice, California-based registered investment adviser that provides a digital custodial solution for other RIAs, announced they will integrate their platforms, starting in November. Advisers using ...

Institutional investors managing more than $12 trillion in assets are less confident about their ability to outperform against return targets over the next three years, according to a survey by Fidelity. Only 54% expressed confidence in their ability to do ...

Client risk profiles can be messy and complex. Even the language is confusing, with people frequently using terms like “tolerance,” “capacity,” “preference” and “composure” interchangeably. There is no established standard for measuring tolerance or preferences, and yet the expectations of ...

Financial advisers frequently use Monte Carlo analys`is to demonstrate the resiliency of a financial plan. These simulations produce a score that is useful in securing a client’s confidence in their plan. Such analyses do, however, have some inherent limitations. There ...

Despite the onslaught of unforeseen challenges brought by the Covid-19 pandemic, independent registered investment advisers achieved remarkable growth in 2020. As demonstrated by Schwab’s most recent RIA Benchmarking Study, strategic innovation paired with adaptive resilience resulted in financial and operational ...

Fintech startup Fabric is bringing new risk management tools into the hands of financial advisers.  Fabric is gearing up to offer MSCI Inc.’s factor-based risk model, which extends to analyze exposure to ESG, most notably climate change, to Main Street ...

Pandemic related risks are, hopefully, in the rear view mirror, but the race for wealthtechs to rethink what it means to assess a client’s risk tolerance through the advancement of technology is center stage.  Advisers’ ability to rethink risk tolerance ...

Private-equity firm Genstar Capital has acquired the majority stake in Foreside Financial Group held by Lovell Minnick Partners. Terms of the acquisition, scheduled to close before the end of the quarter, were not disclosed. Foreside, based in Portland, Maine, provides ...

Calling traditional risk profiling inadequate, Morningstar Inc. has introduced two new risk measurement tools “to provide a more rigorous and manageable client profiling and investment planning process for firms and their advisers,” the company said in a release. Starting next ...